Recently, Rep. Sam Johnson (R-Texas) introduced the “Keeping IDs Safe Act of 2011” (aka KIDS Act). Rep. Johnson claims that thieves have been using the Social Security Death Index (SSDI) “to access Social Security numbers, file bogus tax returns to the Internal Revenue Service and collect refunds.”1 By closing the SSDI to the public, Johnson claims, thieves will no longer be able to steal the identity of deceased children and claim them as dependents on tax returns (as what happened to the Watters family of Illinois).1
However, the SSDI is an excellent tool for preventing identity theft. The SSDI can be used to verify that the Social Security number in question was assigned to someone who is now deceased. Some of the publicly-available SSDI websites offer the ability to search by Social Security number. A quick search for that number would show if it was assigned to a now-deceased person.
If more agencies and employers used the SSDI, they would instantly spot that a number being passed off by a living person is actually invalid — thus preventing the identity theft.
It is true that there are instances of living people appearing in the SSDI. (According to Johnson, there are approximately 14,000 such people.1 The entire SSDI contains more than 90.8 million records.2)
It is certainly understandable to want to protect against identity theft. However, shutting off a valuable tool such as the SSDI is not the way to do it.